Senior Mortgage Loan Officer
Mortgage Financing Built Around Your Goals
Whether you’re buying your first home, investing in real estate, refinancing an existing property, or looking for a financing solution outside traditional lending, I’ll help you understand your options and find a strategy that fits your goals.
Experience You Can Count On
With more than two decades of mortgage experience, Leonardo Caruso helps homebuyers, real estate investors, entrepreneurs, business owners, and self-employed borrowers navigate complex financing decisions with confidence.
From traditional residential mortgages to DSCR, Non-QM, investment property, and commercial real estate financing, Leonardo takes the time to understand the complete picture before recommending a financing strategy.
Mortgage Solutions for Every Stage of Your Real Estate Journey
Every borrower has different goals, financial circumstances, and timelines. Leonardo takes a personalized approach to help identify financing options that align with what you’re trying to accomplish.
Home Purchase
Financing solutions for primary residences, second homes, and qualified homebuyers.
Investment Properties
Financing designed to help real estate investors acquire and grow their property portfolios.
DSCR Loans
Alternative investment financing based primarily on the cash flow potential of the property.
Non-QM Financing
Flexible financing solutions for borrowers whose financial profile may not fit traditional lending guidelines.
Commercial Real Estate
Financing solutions for commercial properties and larger real estate investments.
Refinancing
Explore refinancing options for changing your loan structure, accessing equity, or pursuing your next financial goal.
Personal Service That Puts Your Goals First
A mortgage is more than a rate and monthly payment. Leonardo believes you deserve clear communication, honest guidance, and personal attention from start to finish.
Direct Communication
Stay connected with direct access throughout your loan.
Responsive Service
Get timely answers and updates throughout the process.
Personalized Strategy
Financing tailored to your goals, property, and timeline.
Mortgage Guidance From Leonardo
Get to know Leonardo through practical mortgage insights, real estate guidance, and straightforward advice designed to help you make more informed financing decisions.
Financing That Understands The Investment
Real estate investors evaluate financing differently. Rate matters, but so do leverage, cash flow, liquidity, lender costs, prepayment structure, execution, and closing timelines.
Leonardo works with investors seeking financing for acquisitions, refinances, cash-out transactions, DSCR properties, multifamily investments, and portfolio growth.
DSCR Financing
Financing options that can evaluate the property’s cash-flow potential.
Investment Properties
Solutions for acquiring and refinancing residential investment properties.
Portfolio Growth
Financing strategies for investors looking to expand their real estate holdings.
A Mortgage Experience Built Around You
Choosing the right loan officer means having someone who understands your goals and provides clear guidance throughout the mortgage process. Leonardo takes a personalized approach to help you understand your options and make confident financing decisions.
With more than 20 years of experience in residential, investment, DSCR, Non-QM, and commercial financing, Leonardo combines industry expertise with personal service, responsive communication, and long-term client relationships.
20+ Years of Experience
Mortgage experience since 2005.
Personal Attention
Your financing receives individual attention based on your goals.
Direct Access
Communicate directly with your loan officer.
Investor Expertise
Experience with DSCR, investment, and commercial financing.
Clear Communication
Know what's happening throughout your transaction.
Long-Term Relationships
The relationship doesn't end when your loan closes.
What Could Your Monthly Payment Look Like?
Get an estimate of your potential monthly mortgage payment based on your purchase price, down payment, interest rate, and loan term.
Estimate Your Monthly Payment
Adjust the details below to get an estimated monthly mortgage payment.
What Clients Are Saying
A mortgage is a major financial decision. Leonardo is committed to providing clear communication, personal attention, and dependable service throughout every step of the process.
More Than a Loan Officer, Your Long-Term Partner
Leonardo Caruso has been helping homebuyers, real estate investors, and borrowers navigate mortgage financing since 2005. With more than 20 years of experience, he takes the time to understand each client’s goals and financial situation before recommending a financing strategy.
His approach is built around clear communication, personal attention, and accountability from the first conversation through closing. Whether you’re purchasing a home, investing in real estate, or exploring a more complex financing option, Leonardo is committed to being a trusted resource throughout the process and for years to come.
Questions? Let's Make Financing Clear.
This works particularly well for Leonardo’s brand because his About content repeatedly focuses on clear communication and making complicated financing easier to understand.
Which mortgage program is right for me?
The right financing depends on your property, financial situation, goals, and timeline. Leonardo can help you understand your options and identify a strategy that fits your needs.
Do you work with real estate investors?
Yes. Leonardo works with investors seeking DSCR, investment property, Non-QM, and commercial real estate financing solutions.
Can self-employed borrowers qualify for a mortgage?
Potentially. Depending on the loan program and financial situation, alternative documentation such as bank statements or other eligible documentation may be considered.
When should I speak with a loan officer?
It’s helpful to speak with a loan officer early so you can understand your potential financing options, budget, and what you may need before making an offer.
Can I speak directly with Leonardo?
Yes. Leonardo believes in direct communication and personal service, and he remains involved throughout the lending process.
Let's Talk About Your Financing Goals
Whether you’re buying your next home, purchasing an investment property, exploring DSCR financing, refinancing, or evaluating a commercial real estate opportunity, let’s start with a conversation about your goals and the options available to you.