LOAN PROGRAMS
Mortgage Solutions Built Around Your Goals
Whether you’re purchasing a home, investing in real estate, refinancing, or looking for specialized financing, Leonardo offers a range of mortgage solutions designed for different borrower, property, and financial situations.
Financing That Fits Your Goals
Every borrower, property, and financial situation is different. The right financing solution can depend on your income structure, property type, investment goals, financial position, timeline, and plans for the future. That’s why Leonardo takes the time to understand what you’re trying to accomplish before discussing potential financing options.
Whether you’re purchasing a primary residence, investing in real estate, refinancing an existing property, or exploring specialized financing, the goal is to help you understand your options clearly. With experience across residential, investment, DSCR, Non-QM, and commercial financing, Leonardo can help you explore a strategy that aligns with your situation.
Financing for Your Home
Whether you’re purchasing your primary residence, buying a second home, or looking for a conventional or government-backed mortgage, Leonardo can help you understand the available financing options.
Conventional Mortgages
Traditional mortgage financing for qualified homebuyers.
FHA Financing
Mortgage solutions designed for eligible borrowers purchasing a primary residence.
Primary Residence Financing
Financing options for purchasing or refinancing the home you live in.
Second-Home Financing
Mortgage solutions for qualified buyers purchasing a second home.
Financing for Your Investment Strategy
Real estate investors often have different financing priorities than traditional homebuyers. Leonardo works with investors seeking financing for acquisitions, refinances, cash-out transactions, and portfolio growth.
DSCR Investment Property Loans
Financing based primarily on the cash-flow potential of the property.
Investment Property Financing
Solutions for acquiring and refinancing residential investment properties.
Single-Family Rentals
Financing options for qualified single-family rental properties.
2–4 Unit Properties
Financing solutions for eligible multifamily investment properties.
Portfolio Growth
Financing strategies for investors expanding their real estate holdings.
Options Beyond Traditional Lending
Traditional mortgage guidelines don’t always reflect the complete financial picture of entrepreneurs, business owners, investors, and self-employed borrowers. Alternative financing may provide additional options for qualified borrowers whose situations don’t fit neatly into conventional guidelines.
Non-QM Loans
Flexible financing options for qualified borrowers outside traditional guidelines.
Bank Statement Loans
Programs that may use eligible bank statements to evaluate income.
Profit & Loss Programs
Alternative income documentation options for qualified borrowers.
Self-Employed Financing
Financing solutions designed around the financial complexity of self-employed borrowers.
Alternative Income Documentation
Other eligible methods of documenting income and repayment ability.
Financing for Commercial Real Estate
Commercial real estate transactions can require a different approach from traditional residential mortgages. Leonardo works with clients exploring financing for commercial properties and larger real estate investments while considering the overall strength and structure of the transaction.
Commercial Real Estate Loans
Financing solutions for qualifying commercial properties.
Commercial Investment Properties
Financing options for investors pursuing commercial real estate opportunities.
Multifamily Financing
Financing solutions for qualifying multifamily real estate.
Larger Real Estate Investments
Financing strategies for larger property and investment opportunities.
Put Your Property to Work for Your Next Goal
Refinancing may help borrowers change their existing loan structure, access available equity, or pursue a new financial objective. Leonardo can help you explore refinancing options based on your property, financial situation, and goals.
Cash-Out Refinancing
Access available equity for eligible financial or investment goals.
Investment Property Refinance
Explore financing options for restructuring investment property loans.
Portfolio Refinance
Financing strategies for investors managing multiple properties.
Loan Restructuring
Explore options for changing your existing financing structure.
Let's Find the Right Financing Path
You don’t have to determine the right loan program on your own. Tell Leonardo what you’re trying to accomplish, and he can help you understand which financing options may be worth exploring based on your situation.